Mortgage gamers spent 2023 tending to their wounds after the mass layoffs and swift downturn in house mortgage exercise thawed final spring. Numerous threats to the trade, mainly excessive mortgage charges, will persist in 2024. Regardless of macroeconomic hurdles, lenders, servicers and expertise distributors eye hiring rounds amid continued funding in expertise and new lending methods.
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Key findings on this report embrace:
- What firms view as threats to lending past excessive rates of interest, together with extra devastating pure disasters and prevalent repurchase threat
- The blindspot nearly all of companies have concerning their cybersecurity technique
- Why workers are anxious about their employers’ rising consolation stage with AI
- How lenders are cut up on whether or not to pursue market share or just retain wholesome margins.
